Australia has a world-class healthcare system, but medical treatment can be expensive for international students and visitors. To ensure that you are protected during your stay, the Australian Government mandates certain visa holders to have health insurance while others are strongly advised to obtain it for their safety and financial security.
At OZ Study and Visa Centre (OSVC), we help students, workers, and visitors find the right health insurance policy that meets their visa conditions, personal needs, and budget. Our team works with trusted insurance providers to offer Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC)—ensuring peace of mind while you stay in Australia.
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Overseas Student Health Cover (OSHC) is compulsory health insurance for international students studying in Australia. The Australian Government requires all students on a subclass 500 student visa to maintain OSHC for the entire duration of their stay in Australia.
OSHC helps cover medical costs related to doctor visits, hospital treatment, emergency ambulance services, and prescription medications. Without OSHC, students may face significant medical expenses, as Australian healthcare costs can be very high for non-residents.
✔ Mandatory for a Student Visa – OSHC is a legal requirement for visa approval. Without proof of OSHC, your visa application may be refused.
✔ Covers Medical Expenses – Avoid paying high out-of-pocket medical costs for doctor visits, hospital stays, and treatments.
✔ Access to Quality Healthcare – OSHC allows students to receive timely medical attention at Australian hospitals and clinics.
✔ Emergency Ambulance Services – If you require urgent medical transport, OSHC helps cover ambulance costs.
✔ Prescription Medication Support – OSHC assists with the cost of certain prescribed medications (subject to policy limits).
🔹 Doctor (GP) consultations – Helps cover regular check-ups and medical consultations.
🔹 Hospital stays and surgeries – Includes emergency hospital admissions and necessary surgeries.
🔹 Ambulance services – Covers emergency transport in case of serious illness or accidents.
🔹 Pathology and diagnostic tests – Includes blood tests, X-rays, and medical scans.
🔹 Prescription medications – Helps reduce costs for necessary medicines (with some limits).
Important: OSHC does not cover dental, physiotherapy, optical, or elective surgery unless extra cover is purchased.
💡 Compare OSHC Providers – We help you choose the most suitable OSHC plan from reputable insurance companies.
💡 Seamless OSHC Enrollment – We assist in purchasing OSHC quickly, ensuring compliance with visa regulations.
💡 Policy Renewal Assistance – If your student visa is extended, we ensure your OSHC remains valid without interruption.
💡 Claims & Support – Need help making an insurance claim? Our team will guide you through the process.
📌 Planning to study in Australia? Contact OSVC today for expert OSHC assistance!
Overseas Visitor Health Cover (OVHC) is a private health insurance policy for people visiting or working in Australia on a temporary visa. While OSHC is mandatory for students, OVHC is highly recommended for visitors, workers, and certain visa holders to protect against unexpected medical expenses.
Certain visa types, such as the Temporary Skill Shortage (TSS) visa (subclass 482) and Temporary Graduate visa (subclass 485), require OVHC as a visa condition. Having OVHC ensures that visitors and temporary residents can access quality healthcare while staying in Australia.
🔹 Visitor Visa Holders (Subclass 600, 601, 651, etc.)
🔹 Working Holiday Visa Holders (Subclass 417, 462)
🔹 Temporary Skill Shortage (TSS) Visa Holders (Subclass 482)
🔹 Temporary Graduate Visa Holders (Subclass 485)
🔹 Employer-Sponsored Visa Holders
Note: If your visa requires Condition 8501 (Health Insurance Requirement), you must have OVHC to meet visa conditions.
✔ Avoid Expensive Medical Bills – Australian healthcare is costly for non-residents. OVHC helps cover doctor visits, hospital stays, and emergency care.
✔ Meet Visa Requirements – Certain temporary visas require OVHC for approval. Without proof of OVHC, your visa may be refused or canceled.
✔ Emergency Medical Services – OVHC ensures you get urgent medical treatment without financial stress.
✔ Access to Private Healthcare – OVHC allows access to private hospitals and specialists, reducing wait times for treatment.
🔹 General Practitioner (GP) visits – Covers regular doctor check-ups and medical consultations.
🔹 Hospital treatments – Includes medical procedures, surgeries, and hospital stays.
🔹 Emergency ambulance services – Covers transport to the hospital in case of an emergency.
🔹 Prescribed medications – Helps with the cost of necessary medicines (subject to limits).
🔹 Medical imaging & pathology tests – Includes X-rays, blood tests, and diagnostic scans.
Note: OVHC does not cover dental, optical, or elective procedures unless you purchase additional private health cover.
💡 Personalized OVHC Plans – We compare different insurance providers to find the best plan for you.
💡 Quick & Hassle-Free Enrollment – We assist in purchasing OVHC instantly, ensuring visa compliance.
💡 Guidance on Policy Benefits & Claims – Our team explains what is covered and assists in claim processing.
💡 Visa Compliance Support – We ensure your health insurance meets the Department of Home Affairs’ requirements.
📌 Planning to visit or work in Australia? Let OSVC help you secure the best OVHC today!
✅ We Work with Leading Insurance Providers – Get access to top-rated OSHC & OVHC policies from trusted companies.
✅ Fast & Easy Process – No complex paperwork! We simplify the insurance application process for you.
✅ Guaranteed Visa Compliance – We make sure your insurance meets all visa conditions.
✅ Affordable & Customizable Plans – We help you choose budget-friendly plans with the right coverage.
✅ Dedicated Support Team – Our experts guide you every step of the way, from choosing a plan to making claims.
Get Covered Today !
📞 Call us now: +61 420 783 653
📧 Email us: contact@osvc.com.au
🌐 Visit our website: www.osvc.com.au
🚀 Don’t risk high medical expenses—secure your OSHC or OVHC today with OSVC!
Our process always starts with an initial consultation. This allows us to gather all the information we need to properly advise you about your visa options.
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